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XETIKO — AML POLICY
(Anti-Money Laundering Policy)
Effective Date: June 2026
Last Updated: June 2026
Xetiko is committed to maintaining the highest standards of compliance, integrity, and financial security.
This Anti-Money Laundering Policy ("AML Policy") establishes the procedures implemented by Xetiko to prevent the use of its platform for money laundering, terrorist financing, fraud, financial crime, or any other illegal activity.
By using Xetiko, all users agree to comply with the requirements outlined in this AML Policy.
The purpose of this AML Policy is to:
Prevent money laundering activities.
Prevent terrorist financing.
Detect suspicious transactions.
Protect users and the platform.
Comply with applicable financial regulations.
Maintain a secure trading environment.
Xetiko adopts a risk-based approach to anti-money laundering compliance.
To comply with AML regulations, Xetiko may require users to complete identity verification procedures.
Users may be required to provide:
Full Legal Name
Date of Birth
Nationality
Residential Address
Email Address
Phone Number
Passport
National Identification Card
Driver's License
Examples include:
Utility Bills
Bank Statements
Government Correspondence
Tax Documents
Documents must generally be recent and clearly readable.
Xetiko performs Customer Due Diligence procedures to verify user identity and assess risk.
CDD may include:
Identity verification
Address verification
Source of funds verification
Payment method verification
Ongoing account monitoring
Users may be required to provide additional documentation at any time.
Certain users may be subject to Enhanced Due Diligence procedures.
EDD may be required when:
High transaction volumes are detected.
Unusual trading patterns are identified.
Large deposits are made.
High-risk jurisdictions are involved.
Regulatory requirements apply.
EDD may require:
Source of Wealth documentation
Source of Funds documentation
Additional identification
Video verification
Compliance interviews
Xetiko may request evidence demonstrating the legitimate origin of deposited funds.
Examples may include:
Employment Income
Business Income
Investment Returns
Inheritance Documentation
Property Sale Documentation
Bank Statements
Failure to provide requested documentation may result in account restrictions.
All transactions may be monitored for suspicious activity.
Monitoring may include:
Deposit activity
Withdrawal activity
Trading activity
Account access patterns
Device usage
Geographic activity
Automated and manual reviews may be conducted.
Activities that may trigger investigation include:
Unusual deposit patterns
Large unexplained transactions
Rapid movement of funds
Structured transactions
Multiple accounts
Shared identities
Identity inconsistencies
Suspicious trading patterns
Coordinated activity
Attempts to circumvent platform rules
Detection of suspicious activity may result in immediate review.
Users may be required to verify ownership of payment methods used on Xetiko.
Verification may include:
Bank account confirmation
Card ownership verification
Crypto wallet verification
Additional documentation
Users may only use payment methods legally owned and controlled by them.
Third-party payments are generally prohibited.
Users may not:
Deposit using another person's payment method.
Withdraw funds to third-party accounts.
Transfer account ownership.
Xetiko reserves the right to reject any transaction involving third-party funding.
Xetiko may screen users against:
International sanctions lists
Government watchlists
Regulatory databases
Financial crime databases
Accounts associated with sanctioned individuals or entities may be restricted or terminated.
Xetiko maintains records relating to:
User verification
Deposits
Withdrawals
Trading activity
Compliance reviews
Records may be retained for periods required by applicable laws and regulations.
Xetiko reserves the right to:
Delay transactions
Request additional documentation
Suspend accounts
Restrict services
Terminate accounts
where compliance concerns arise.
Such actions may be taken without prior notice when necessary to protect the platform.
Where required by law, Xetiko may:
Report suspicious activities.
Cooperate with regulatory authorities.
Cooperate with law enforcement agencies.
Respond to legal requests.
Users acknowledge that certain information may be disclosed where legally required.
Users may not use Xetiko for:
Money laundering
Terrorist financing
Fraudulent transactions
Identity theft
Tax evasion
Financial crime
Illegal gambling operations
Criminal activity of any kind
Violations may result in immediate account closure.
Users agree to:
Provide accurate information.
Cooperate with compliance reviews.
Maintain updated records.
Respond to verification requests promptly.
Failure to cooperate may result in account restrictions.
Xetiko reserves the right to modify this AML Policy at any time.
Updated versions will be published on the Platform.
Continued use of Xetiko constitutes acceptance of any revised AML Policy.
For AML-related inquiries:
Compliance Department: support@xetiko.com
Legal Department: support@xetiko.com
Support Team: support@xetiko.com
Xetiko maintains a zero-tolerance approach toward money laundering, terrorist financing, fraud, and other forms of financial crime. All users are subject to verification, monitoring, and compliance procedures designed to protect the integrity of the platform and its users.
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